Fair Credit Reporting Act/California Consumer Credit Reporting Agencies Act

Our team has extensive experience defending clients against claims arising under the Fair Credit Reporting Act (FCRA) and the California Credit Reporting Agencies Act (CCRRA).  Passed in 1970, FCRA governs how information is furnished to and reported by consumer reporting agencies, as well as the circumstances under which users may lawfully obtain and use consumer report information. Originally enacted in 1975, CCRAA, the California version of the FCRA, governs credit reporting conduct and is not completely preempted by the FCRA. Our attorneys have years of experience defending lawsuits filed under both statutes.